Effective August 10, 2026 · Version 1.0. Please read these Terms carefully — they include important health and safety disclaimers, a limitation of our liability, and a binding arbitration agreement that affect your legal rights.
Chat with Sol is not a healthcare provider and does not provide medical advice. The Service, including all AI-generated content, is for general informational and educational purposes only and is not a substitute for professional medical, nutritional, or fitness advice, diagnosis, or treatment. Always consult a qualified healthcare provider before beginning or changing any diet, exercise, supplement, or wellness program, and never disregard or delay professional medical advice because of anything you read or receive through the Service. If you think you may have a medical emergency, call your doctor or 911 immediately. See Section 4.
Section 19 contains a binding arbitration agreement and a class-action waiver. Except where prohibited by law, they require most disputes between you and us to be resolved individually through binding arbitration rather than in court, and waive your right to a jury trial and to participate in a class action. You may opt out within 30 days as described in Section 19.
These Terms of Service and Disclaimer (the “Terms”) are a binding legal agreement between you (“you” or “your”) and Mintz Trading, LLC, doing business as “Chat with Sol” (“Chat with Sol,” “we,” “us,” or “our”), governing your access to and use of our websites, applications, AI assistant (“Sol”), and related products and services (collectively, the “Service”). By creating an account, checking a box or clicking a button indicating your agreement, or otherwise accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, do not access or use the Service.
By accessing or using the Service you accept these Terms on behalf of yourself and, if you are using the Service on behalf of an organization, that organization (in which case you represent that you have authority to bind it). If you do not agree to any part of these Terms, you may not use the Service. We may update these Terms as described in Section 18.
You must be at least 18 years old to form a binding contract and to use the Service on your own. If you are between 13 and 17 years old, you may use the Service only with the involvement, consent, and supervision of a parent or legal guardian who agrees to these Terms on your behalf and is responsible for your use. The Service is not intended for and may not be used by children under 13, and we do not knowingly collect personal information from children under 13. You represent and warrant that you meet these requirements and that all information you provide is accurate and truthful.
Chat with Sol is a software service that provides general nutrition and fitness information and coaching through an artificial-intelligence assistant, including chat-based coaching, meal and workout suggestions, food and activity logging, a camera-based food, menu, and barcode scanner, shopping lists, and progress tracking. The Service relies on artificial intelligence and on third-party data sources. We may add, change, suspend, or remove features, and impose limits, at any time without liability.
Chat with Sol is not a doctor, dietitian, nutritionist, personal trainer, or other licensed professional, and no such professional relationship is formed by your use of the Service. Sol is an AI system, not a healthcare professional. All content — including AI-generated plans, suggestions, estimates, and messages — is provided for general informational and educational purposes only and does not constitute medical, nutritional, psychological, or fitness advice, diagnosis, or treatment.
You are solely responsible for evaluating whether any information from the Service is appropriate for you and for how you act on it.
Physical exercise and changes to diet carry inherent risks, including the risk of muscle strains, injury, illness, aggravation of pre-existing conditions, and, in rare cases, serious injury or death. By using the Service you knowingly and voluntarily assume all such risks. You represent that you are in good health and physically able to participate in the activities the Service may suggest. Stop any activity and seek medical attention if you experience pain, dizziness, shortness of breath, faintness, or other discomfort. To the fullest extent permitted by law, you release, waive, and discharge us from any and all claims arising out of or related to such risks.
Individual results vary and depend on many factors beyond our control. We make no representation, warranty, or guarantee that you will achieve any particular weight, body composition, fitness, health, or other outcome, or any result at all. Any examples, targets, or estimates are illustrative only and are not promises of results.
The Service is powered by artificial intelligence and may produce output that is inaccurate, incomplete, outdated, biased, or otherwise inappropriate, including confident-sounding statements that are wrong (“hallucinations”). Nutrition values, calorie and macronutrient figures, portion sizes, and results from photo, menu, and barcode scanning are estimates only and may be materially inaccurate. You should independently verify any information that matters to you, and you should not rely on the Service for decisions that could affect your health, safety, finances, or legal rights. Certain data is provided by third parties (including, without limitation, the U.S. Department of Agriculture’s FoodData Central and Open Food Facts); we do not control and do not guarantee the accuracy, completeness, or availability of third-party data, which is provided “as is.”
You are responsible for providing accurate account information, for keeping your login credentials confidential, and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use. We are not liable for any loss arising from unauthorized use of your account. We may suspend or terminate accounts as described in Section 17.
You agree not to, and not to permit others to: (a) use the Service in violation of any law or regulation; (b) use the Service to make medical, clinical, or safety decisions for yourself or others; (c) copy, modify, distribute, sell, reverse engineer, decompile, or attempt to extract source code from the Service; (d) scrape, harvest, or use automated means to access the Service, or use the Service or its outputs to develop, train, or improve any competing product or machine-learning model; (e) interfere with or disrupt the Service or circumvent its security or usage limits; (f) upload or transmit content that is unlawful, infringing, harmful, or that you lack the right to submit; or (g) impersonate any person or misrepresent your affiliation. We may investigate and take appropriate action, including reporting to law enforcement.
You retain ownership of the content you submit to the Service, such as messages, logs, and photos (“User Content”). You grant us a worldwide, non-exclusive, royalty-free, transferable, and sublicensable license to host, store, reproduce, process, adapt, and display your User Content solely as needed to operate, secure, improve, and provide the Service to you. You represent and warrant that you have all rights necessary to grant this license and that your User Content does not violate these Terms or any law or third-party right. We may create and use de-identified and aggregated data derived from use of the Service for any lawful purpose, including improving the Service.
The Service, including all software, models, text, graphics, the Sol assistant, and the “Chat with Sol” name and logos, and all related intellectual property, is owned by us or our licensors and is protected by law. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to use the Service for your personal, non-commercial purposes. We reserve all rights not expressly granted.
The Service may integrate with, rely on, or link to third-party products, services, data, and websites, including AI providers, data sources, and product recommendations. We do not control and are not responsible for third-party services or content, and your use of them may be governed by their own terms. The Service may include affiliate links, meaning we may earn a commission if you purchase through them, at no additional cost to you. Recommendations are not professional endorsements and should be evaluated independently.
Your privacy matters to us. Our collection and use of personal information in connection with the Service is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the practices described there.
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT AND OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, TIMELY, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY CONTENT OR OUTPUT IS ACCURATE, RELIABLE, OR COMPLETE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL RISE WITH SOL OR ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, OR FOR ANY PERSONAL INJURY OR HEALTH CONSEQUENCE, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, UNDER ANY THEORY OF LIABILITY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU. THESE LIMITATIONS ARE A FUNDAMENTAL BASIS OF THE BARGAIN BETWEEN YOU AND US.
You agree to indemnify, defend, and hold harmless Chat with Sol and its affiliates and their respective officers, directors, employees, and agents from and against any and all claims, demands, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your access to or use of the Service; (b) your User Content; (c) your violation of these Terms or any law; or (d) your violation of any right of a third party. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate.
We may suspend, restrict, or terminate your access to the Service at any time, with or without cause and with or without notice, including if we believe you have violated these Terms. You may stop using the Service and delete your account at any time. Upon termination, your license to use the Service ends. Provisions that by their nature should survive termination — including Sections 4–7 and 10–21 — will survive.
We may modify these Terms from time to time. If we make material changes, we will update the “Effective” date above and provide reasonable notice, such as through the Service or by other means. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms. We may also modify, suspend, or discontinue any part of the Service at any time.
Please read this Section carefully — it affects your legal rights.
Informal resolution. Before starting an arbitration, you agree to first contact us at [LEGAL CONTACT EMAIL] and give us a reasonable opportunity — at least 30 days — to resolve the dispute informally.
Binding arbitration. Except as set out below, any dispute, claim, or controversy arising out of or relating to the Service or these Terms will be resolved exclusively through final and binding individual arbitration administered by the American Arbitration Association (AAA) under its then-current rules, rather than in court. The Federal Arbitration Act governs the interpretation and enforcement of this Section. The arbitration will take place in Cook County, Illinois, or by video/telephone where available, and judgment on the award may be entered in any court of competent jurisdiction.
Class-action waiver. You and we agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims or preside over any form of representative or class proceeding.
Jury-trial waiver. You and we waive any right to a trial by jury.
Exceptions. Either party may bring an individual claim in small-claims court, and either party may seek injunctive or equitable relief in court to protect intellectual property or confidential information.
30-day opt-out. You may opt out of this arbitration agreement by emailing [LEGAL CONTACT EMAIL] within 30 days of first accepting these Terms, stating your name and intent to opt out. Opting out will not affect any other part of these Terms.
If any part of this Section is found unenforceable, the remainder will remain in effect, except that if the class-action waiver is found unenforceable as to a particular claim, that claim will proceed in court.
These Terms and any dispute not subject to arbitration are governed by the laws of the State of Illinois, without regard to its conflict-of-laws rules. For any matter not subject to arbitration, you and we consent to the exclusive jurisdiction and venue of the state and federal courts located in Cook County, Illinois.
These Terms and the Privacy Policy are the entire agreement between you and us regarding the Service and supersede any prior agreements. If any provision is held unenforceable, the remaining provisions will remain in full force, and the unenforceable provision will be modified to the minimum extent necessary. Our failure to enforce any provision is not a waiver. You may not assign these Terms without our prior written consent; we may assign them freely. We are not liable for any delay or failure to perform caused by events beyond our reasonable control. There are no third-party beneficiaries. Section headings are for convenience only.
Questions about these Terms may be sent to [LEGAL CONTACT EMAIL], or by mail to Mintz Trading, LLC, [MAILING ADDRESS].
By using Chat with Sol, you acknowledge that you have read and understood these Terms and agree to be bound by them.